Why: the goal or problem
You want control of the customer sale. Outsourcing card processing still leaves someone responsible for the sales relationship.
How: work toward a solution
A fictional reading-tool license names the business on the sale. The processor handles payment; the business owns the illustrated receipt, refund and transaction-tax workflows and delivers the product. The responsibility map describes this assumed contract, not every provider arrangement. Amounts and country-specific tax rules are intentionally absent.
Illustrative example
Direct seller model
Reading-tool license · assumed contract
Customer ↔ Product business
Customer → processor → settlement → Business
| Task | Owner |
|---|---|
| Receipt identity | Product business |
| Refund / transaction-tax workflow | Product business |
| Product and product support | Product business |
Covered duties follow the agreement. No country-specific tax rules or universal coverage claim.
What: the concept
Direct seller model — In a direct seller arrangement, the product business sells to the customer. Using a payment processor alone does not transfer seller responsibilities.
Combine with one-time or recurring billing and specialist support.
Discuss this idea
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